Hello Insurance. Goodbye Risk.
When it comes down to it, all insurance really serves a single purpose. It reduces your risk. Perhaps you cannot afford to risk having to pay $100,000 if someone is badly injured on your property. You'd buy homeowners insurance to protect you from that risk. Maybe you don't want to have to shell out $20,000 for a new car if someone drives into the side of yours in a parking lot. You'd buy comprehensive car insurance to cover that risk. More insurance equals less risk. But how much risk do you need to protect against, and how much insurance is enough? Only you can answer that question, and you should have a better idea of your answer after reading the articles on this website.
When buying an auto insurance policy, you will hav …
In the wake of the COVID-19 pandemic, there are no …
Your homeowners insurance protects your home and p …
Auto insurance companies typically offer a wide ra …
Most people focus on rates when shopping for car i …
When buying an auto insurance policy, you will have many different coverage options to choose from. In this article, you can learn more about several of these options. Taking the time to review the information below can help to ensure you are getting the auto insurance coverage you need and deserve.
Liability coverage is currently required by law for all drivers. As a result, all auto insurance policies will include this type of coverage.
In the wake of the COVID-19 pandemic, there are now more people working from home than at any time in recent history. Unfortunately, many of the individuals who have chosen to operate a home-based business have overlooked the need to purchase business insurance simply because they do not have a traditional brick-and-mortar location. If you are among these individuals, you should know that there are several reasons why it is so important for you to purchase commercial business insurance for your home-based business.
Your homeowners insurance protects your home and property from theft, damage, natural disasters, accidents, and more. But does that protection extend to items that aren't actually on the property? It does. Here are some of the most common examples of how your stuff is covered in surprising places.
1. Away at College
As students start heading back to college, both parents and students should understand how their belongings are covered. If the student lives at home, their things are still under the umbrella of homeowners insurance even though they're temporarily living at college.
Auto insurance companies typically offer a wide range of discounts that individuals can qualify for in order to save some money on their car insurance policy. Unfortunately, many people are either unaware of these discounts or simply do not know how to go about qualifying. As a result, there are many people who are paying more for their auto insurance than they have to. Thankfully, you can avoid finding yourself in this situation by taking the three simple steps below in order to qualify for even more discounts on your auto insurance.
Most people focus on rates when shopping for car insurance. Rate comparison makes sense since no one wants to overpay for coverage, but you should also consider the company selling the coverage. Below are some factors you can use to differentiate car insurance companies.
You can only deal with car insurance companies available to you. Consider carrier availability in three main ways.
Geographical availability defines the geographical areas within which an insurance company operates.