Hello Insurance. Goodbye Risk.

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Hello Insurance. Goodbye Risk.

When it comes down to it, all insurance really serves a single purpose. It reduces your risk. Perhaps you cannot afford to risk having to pay $100,000 if someone is badly injured on your property. You'd buy homeowners insurance to protect you from that risk. Maybe you don't want to have to shell out $20,000 for a new car if someone drives into the side of yours in a parking lot. You'd buy comprehensive car insurance to cover that risk. More insurance equals less risk. But how much risk do you need to protect against, and how much insurance is enough? Only you can answer that question, and you should have a better idea of your answer after reading the articles on this website.


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Why Is Motorcycle Insurance Different From Car Insurance?

Whether you're thinking about getting a motorcycle or you already have one, you may have a lot of questions about motorcycle insurance. After all, you probably already have car insurance. Why is motorcycle insurance any different? Actually, there are some key differences. Here are a few reasons why motorcycle insurance is different from the auto insurance you already have. Motorcycle Insurance Covers Unique Risks Motorcycles can be especially vulnerable to certain damages, including theft, vandalism, and inclement weather. Read More 

A Closer Look At Your Options For Auto Insurance Coverage

When buying an auto insurance policy, you will have many different coverage options to choose from. In this article, you can learn more about several of these options. Taking the time to review the information below can help to ensure you are getting the auto insurance coverage you need and deserve. Liability Coverage Liability coverage is currently required by law for all drivers. As a result, all auto insurance policies will include this type of coverage. Read More 

3 Reasons You Should Buy Business Insurance For Your Home Business

In the wake of the COVID-19 pandemic, there are now more people working from home than at any time in recent history. Unfortunately, many of the individuals who have chosen to operate a home-based business have overlooked the need to purchase business insurance simply because they do not have a traditional brick-and-mortar location. If you are among these individuals, you should know that there are several reasons why it is so important for you to purchase commercial business insurance for your home-based business. Read More 

Is Personal Property Covered By Homeowners Insurance In These 5 Places?

Your homeowners insurance protects your home and property from theft, damage, natural disasters, accidents, and more. But does that protection extend to items that aren't actually on the property? It does. Here are some of the most common examples of how your stuff is covered in surprising places. 1. Away at College As students start heading back to college, both parents and students should understand how their belongings are covered. If the student lives at home, their things are still under the umbrella of homeowners insurance even though they're temporarily living at college. Read More 

The Lowdown On Auto Insurance Discounts: 3 Steps You Can Take To Qualify For A Lower Premium

Auto insurance companies typically offer a wide range of discounts that individuals can qualify for in order to save some money on their car insurance policy. Unfortunately, many people are either unaware of these discounts or simply do not know how to go about qualifying. As a result, there are many people who are paying more for their auto insurance than they have to. Thankfully, you can avoid finding yourself in this situation by taking the three simple steps below in order to qualify for even more discounts on your auto insurance. Read More